Wisconsin Interior Designer Business Insurance
Watch our short video and then request a quote on your Interior Designer Business Insurance.
Interior designer business insurance in Wisconsin for the staging of homes, condos, office design, home décor, outdoor spaces. You developed that perfect balance, function, and harmony.
Business insurance is general liability insurance (the first policy you would buy in most cases), protecting your interior decorating or design business from bodily injury and property damage claims. Common limits for general liability insurance are $1,000,000/$2,000,000 or more. That is how the limits of liability are expressed. The $1,000,000 is the occurrence limit (per claim). The $2,000,000 is the aggregate limit (maximum amount paid per policy year). There can be a deductible of $500, $1,000, or more. That should be considered when making the decision to buy interior designer business insurance. For a more detailed definition, just click here: General Liability Insurance You may also have a need for professional liability insurance or error & omissions insurance.
Actually, you might qualify for a BOP, business owner’s policy. This has general liability built right in, along with options for business personal property coverage, buildings, plus a bunch of other coverage’s small businesses like yours may need. It also normally includes business interruption insurance. This helps pay for bills, say there was a fire at your shop. You may need to set up a temporary office until yours is repaired.
In your occupation, you would be traveling to different homes or businesses. You may need commercial auto insurance. We handle that too!
If you have employees, workers’ compensation insurance is a must. It draws a line and protects you from lawsuits. Workers comp has two main benefits, financial assistance for injuries and payment for lost wages. Yes, we can handle workers’ compensation insurance for you also.
Let us design that prefect insurance program for your Wisconsin interior design company. Read our Bio, then request your quote. Complete the short form to the right or give us a call by dialing 952-469-0425. Let’s do Business!